Faith is Like Insurance When a Loved One Dies

Faith is Like Insurance

The summer of 2011 will be remembered as a season of violent storms and will be marked by many lives that were turned upside down by the havoc of mother nature. Tornados ravaged Alabama. Hurricane Irene washed the east coast and 11 states with flooding and chaos. Winds and driving rain ravaged the country creating destruction; and flood waters broke records from half-century ago.

People were trapped in their homes. Rescue crews worked to dig through the rubble for survivors or bodies of those not so fortunate. The devastation was so widespread that it took days and weeks to confirm its toll in human and property losses.

Insurance companies stepped up to the challenge to help displaced victims. Adjusters witnessed total loss, and the numbers of claims soared. Disaster assistance programs kicked in to help people across the nation. As people stricken with disaster scrambled to identify their loss, others quickly submitted insurance claims. Many hoped their losses would be covered by their wise investment in proper insurance.

Faith in Insurance Policies

Some personal items lost could never be replaced. Lives changed by the storms would never be the same. There would always be the memory of an individual’s nightmare experience. For those people, there was nothing more they could do than rely on the faith they had in their insurance policy to help them recover some of their loss and begin to rebuild their lives.

Faith may be defined as: a strong or unshakeable belief or loyalty and trust to a person or thing. Faith, when we are grieving, is a lot like insurance. It’s there to protect us and help us; but it can’t prevent bad things from happening. Storms happen. Fires destroy. Accidents prevail. Sickness and disease threaten life. Death occurs.

Insurance Before the Disaster

Life hands us tragedy, challenges and lemons. But a wise investment in an insurance policy before the disaster helps us feel secure that we are in “good hands”. The policy is there to help us pick up the pieces and restore some normalcy to life. It doesn’t promise to restore what was lost; it just assures us that it understands what we lost; and it will do its best to help us recover.

Isn’t that how the principle of faith should work in grief? When life has been turned upside down by the loss of someone loved, many of us rely on our faith to guide us through. We believe that the stamina we built over the years in our spiritual self-worth will help us restore meaning, purpose and dignity to our shattered lives. Instinctively, we know it can’t restore what we have lost; but we also trust that it can guide us through the difficult days ahead.

Without a faith system or when our faith system is wavering, we may not tolerate the unbearable pain and loss quite as well. We may feel abandoned when we need God most. We may be angry at God and act out against the principles that we once thought could protect us through just about anything. Or perhaps we are afraid. We stumble; and we lose our grip that kept our lives in balance. We falter, we hurt.

When Faith is Challenged

My faith was shaken by my loss. When my son died as a result of suicide, I felt abandoned and very angry. I couldn’t understand why this happened to me. Initially, I wasn’t willing to allow my faith to help me through the early days. I wanted to rebel and fight against things I couldn’t control. I felt helpless and fearful and most of all disabled because of my sorrow.

Looking back, I realize that my anger escalated because I couldn’t control what had happened. It wasn’t until months later, that I realized that God wasn’t hiding from my anger and threats. Nor did he abandon me. He was there all the time probably trying to console me, but I couldn’t hear Him.

I couldn’t feel Him because His touch was soft and loving and I had grown angry and unapproachable. I couldn’t feel Him because I lost my sensitivity to touch. And I couldn’t hear him because my head was filled with the sound of the inner voice of self-pity. All the years I had invested in my religion and my faith, were overshadowed by my lack of confidence in the “one” absolute foundation that could restore my hope.

Gratitude for Insurance

I was in good hands; and I had something that could help restore normalcy to life, if I just used my investment wisely. I could collect on all the benefits it offered me. My policy was paid in full and executable on demand. It was waiting for me to submit my claim.

It’s not uncommon during grief to rethink your relationship with God and evaluate your religious or spiritual belief system. Both are in jeopardy after you’ve experienced one of life’s most difficult challenges. Faith may not be destroyed during grief, but it may be challenged. This is a normal consequence of grief and typically is temporary.

In a community after natural disaster strikes, residents, neighbors and friends work together to restore order where chaos has turned the world up-side-down. Their unselfish gestures of goodwill give us faith in the common good of man. We recognize that we are not alone. We can have the same self-assurance through our faith.

When Faith is Like Insurance

Some people grow even stronger in their faith after loss. They are not challenged by setbacks, anger, or disbelief. They are single-minded and rely heavily on the insurance they’ve established. There are few doubts and their trust is absolute, so they feel secure and protected. They use their faith to focus on finding hope in something greater.

Everyone has the opportunity to get to that point, even though it may take some time to reestablish a trusting relationship with God. Once we expressed the anger and bitterness that devoured us, we find that faith is the one stable thing we can rely on. It is the foundation of support that carried us through other life adversities. All the senselessness and frustration make a full circle and allows to see that faith, though not seen, is predictable.

Bad Things Happen to Good People

A minister at a recent bereavement convention explained his anger with God after the death of his 18-year-old son who died in his sleep. He admitted that before his son’s death, he felt protected or exempt from having something this terrible happen to him. He was a man of God and had dedicated his life to God.

In his book, “Life after the death of my son,” Dennis Apple describes his struggle that lasted over a decade. He felt unworthy to preach God’s message. But one thing he knew was that he couldn’t pretend that because you are faithful, you will not have bad things in your life. It took time to recognize that his faith, though challenged, was the only thing he had to depend upon.

Just like I need to review my insurance policy occasionally to see that it covers all the possible disasters, I need to review my relationship with God, to assure myself that my faith can sustain me when life throws a curveball.

There is no way to predict grief’s impact on my life when it happens. Each grief experience is unique. So, the only way to be prepared for its inevitable affect is to practice my faith; believe in its value; and trust in my investment. Even faith can’t promise to restore all that I’ve lost. But it can assure me that it understands what I’ve lost; and it will do its best to help me recover.

Check out Nan’s website: Wings – A Grief Education Ministry (wingsgrief.org)

Nan Zastrow

“I always wanted to write,” said Nan Zastrow. “But I never dreamed it would be about death, grief, and mourning. Today I write to heal my pain and teach others that even after a life-changing event, there can be a reason and a purpose to go on living.” On April 16, 1993, Chad Zastrow, the son of Nan and Gary, died as the result of suicide. Ten weeks later, Chad’s fiancée took her life. This double tragedy inspired the Zastrows to create a ministry of hope. They formed a non-profit organization called ©Roots and Wings more commonly called Wings. From 1993—2003, they published the Wings™ magazine, a publication about real situations and real people going through grief that was mailed throughout the United States and Canada. In 2003, their non-profit changed its focus to primarily grief education and support. They publish a free, quarterly newsletter by email to subscribers. Nan and Gary, together, have been keynote speakers at National Bereaved Parents and workshop presenters at various other events. They have been grief group facilitators since 1993, and host workshops and seminars. Each year they host an original theme-based community “When the Holidays Hurt” program for area funeral homes. Nan is the author of four books and over sixty Editor’s Journal Articles in Wings, Grief Digest, and other publications. Their non-profit organization is the recipient of the 2000 Flame of Freedom Award for community volunteerism. Nan was also nominated for the Women of Vision Award in 2001; the Athena Award in 2005, and The HOPE of Wisconsin, hospice volunteer of the year in 2008. Nan and Gary are hospice volunteers and survivors of six sudden deaths of significant people in their lives.